Last Updated: September 17, 2025
By accessing the gritlending.com website (“the Site”), you agree to be bound by these Terms and Conditions and all applicable laws and regulations. If you do not agree with these terms, you are prohibited from using or accessing this Site. The materials contained on this Site are protected by applicable copyright and trademark law.
1. General Use and Purpose of the Site
The contents of this Site are provided for informational and educational purposes only. Nothing on this website should be construed as a solicitation, an offer, a commitment to lend, or an endorsement of any product, security, or investment. All loan products, interest rates, terms, and fees described on the Site are for illustrative purposes only and are subject to change, borrower qualifications, final underwriting approval, and the execution of a definitive loan agreement.
2. Use License
Permission is granted for a temporary, non-transferable download of one copy of the materials on gritlending.com for personal, non-commercial, and transitory viewing only. This is a grant of a license, not a transfer of title. Under this license, you may not:
- Modify or copy the materials.
- Use the materials for any commercial purpose or public display.
- Attempt to decompile or reverse-engineer any software on the Site.
- Remove any copyright or other proprietary notations from the materials.
- Transfer the materials to another person or “mirror” the materials on any other server.
This license will automatically terminate if you violate any of these restrictions and can be terminated by GRIT Lending Solutions LLC (collectively referred to herein as “GRIT Lending”) at any time. Upon termination, you must destroy any downloaded materials in your possession.
3. Disclaimers and Limitation of Liability
The materials on this Site are provided on an “as is” basis. GRIT Lending makes no warranties, expressed or implied, and hereby disclaims all other warranties, including implied warranties of merchantability, fitness for a particular purpose, or non-infringement of intellectual property.
- No Financial or Legal Advice: The information provided on this Site is for general informational purposes only and is not intended as, and shall not be construed as, legal, accounting, tax, or financial advice. We are not providing specific recommendations. Users should seek advice from a competent professional advisor regarding their specific situation and the risks associated with private lending.
- Accuracy of Materials: GRIT Lending does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website. The materials may contain technical, typographical, or photographic errors, and we do not guarantee their completeness or currency. We have no obligation to revise or update the information contained on this Site.
- Limitation of Liability: In no event shall GRIT Lending or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising from the use or inability to use the materials on this Site, even if we have been notified of the possibility of such damage. We are also not liable for the time of day any communications are sent or received.
4. Intellectual Property
All content on the Site, including all text, logos, graphics, and other materials, is the proprietary property of GRIT Lending or its licensors and is protected by applicable copyright and trademark law.
5. Third-Party Links
This Site may contain links to websites owned or operated by third parties. GRIT Lending has not reviewed all of the sites linked to its website and is not responsible for the contents, services, or privacy practices of any such linked site. The inclusion of any link does not imply endorsement by GRIT Lending, and the use of any linked website is at the user’s own risk.
6. Communication Disclaimer
Email and text messages are not secure methods of communication. We recommend that you do not use email or text to transmit confidential or personal information, such as your Social Security Number, bank account details, or other financial data.
7. User-Submitted Content
Any information submitted by you, including through online forms or email, is subject to the terms of our Privacy Policy. By providing such information, you grant GRIT Lending a non-exclusive, perpetual, royalty-free license to use, reproduce, modify, and publish the content for the purpose of processing your inquiry or application.
8. Governing Law and Jurisdiction
These Terms and Conditions are governed by and construed in accordance with the laws of the State of Texas. You irrevocably submit to the exclusive jurisdiction of the courts in Texas for the resolution of any disputes arising from your use of this Site.
Additionally, you agree that any dispute arising from the use of this Site or from these Terms and Conditions will be resolved through mandatory arbitration on an individual basis. You explicitly waive the right to participate in a class-action lawsuit or class-wide arbitration.
9. Modifications to Terms and Conditions
GRIT Lending may revise these Terms and Conditions for its website at any time without notice. By using this Site, you are agreeing to be bound by the current version of these Terms and Conditions.
10. Privacy Policy
Your use of the Site is also governed by our Privacy Policy, which is available on our website. This policy details how we collect, use, and protect your personal information. By using the Site, you consent to the data practices described in our Privacy Policy.